Free byaj calculator & interest calculator — calculate simple interest, compound interest, EMI, SIP, FD, PPF, income tax and 25+ more tools instantly. Byaj kaise nikale? In seconds, free & offline.
MyByaj Book is India's simplest byaj calculator and interest calculator. Whether you want to know byaj kaise nikale, calculate sadharan byaj (simple interest) or chakravridhi byaj (compound interest), work out monthly byaj on a hand loan, or plan an EMI, SIP, FD or PPF — MyByaj Book gives you instant, accurate answers in plain Hindi and English.
From gaon ka byaj and 2 rupaye sekda calculations to home-loan EMIs and income tax — MyByaj Book is the only byaj book (interest ledger) you'll ever need. 100% free, works offline, no sign-up.
For simple interest (sadharan byaj): Byaj = (Principal × Rate × Time) ÷ 100. For example, ₹1,00,000 at 2% per month for 12 months = ₹24,000 byaj. Use the MyByaj Book Simple Interest calculator to do it instantly.
"2 rupaye sekda" means ₹2 interest per ₹100 per month — i.e. 2% monthly or 24% per year. Enter your principal in the byaj calculator with a 24% annual rate to see the exact interest.
Yes, MyByaj Book is 100% free. All 25+ calculators — byaj, EMI, SIP, FD, PPF, income tax and more — work free, offline, with no sign-up or ads on core features.
Sadharan byaj (simple interest) is charged only on the principal. Chakravridhi byaj (compound interest) is charged on principal plus accumulated interest, so it grows faster. MyByaj Book has separate calculators for both.